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Absolutely not! We help those with less than perfect credit.

Yes. We check your credit score with Experian.

Click Here for our current rates.

There are NO application fees, origination fees, prepayment penalty fees or hidden fees.

Absolutely! There are no penalties for paying off your loan early. In fact, you are encouraged to do so.

Yes. Please Click Here to sign in.

We only charge interest for the amount of time you need to have the money, so you only pay for interest the days you have the loan. If you need it for 2 weeks, then you will only pay for 2 weeks worth of interest.

Your eligibility depends on creditworthiness, income and your resident state. To know whether you are pre-approved, you may start your application here.

Our application is 3 minutes tops! Everything can be done online and on-the-go via mobile. We make it easy!

Yes. If you: Are at least 18 years old. Have a social security number. Have a valid checking account. Are a resident of California, Utah, Missouri, Idaho, Mississippi, Wisconsin, Texas, South Carolina, Alabama.

To be safe we like to say within 24 hours BUT most of the time you will know sooner than that!

Absolutely, our website is set up and maintained to ensure our customers’ information is secure. There is Secure Socket Layer connection, SSL, is the standard technology that ensures all the data that passes between a web server and a browser – passwords, credit card information, and other personal data – stays private and ensures protection against hackers. Our website is also scanned by McAfee Web Secure and Norton daily to ensure complete security and privacy to our applicants.

Simply Click Here to get started.

We are an online lender only, currently we do not have any storefronts that are open to the public. The most efficient and quickest way is to apply online.

Unfortunately, a bank account is required in order to accept your funds.

Our bank verification is a tool that we use to verify your identity and to verify your bank account. Because this is an automated process we will only deem your loan application as complete if the bank verification is completed.

An online bank account is required. However, if you have a credit union bank or a smaller independent bank, we will accept a bank statement. Please reach out to your EL representative to access this feature.

If you don't have checks, you just need to submit something showing your account number in full. Some clients take a screenshot from their online account for example.